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McCay and Associates


Annuities can be a huge part of retirement planning. On the surface, it may make sense to simply place money in a savings account and not touch it until emergencies, but if you could get much higher interest rates and guarantee its availability later, would you do it? Annuities generally gain higher interest than bank accounts and may even contain a guaranteed minimum interest rate.

With an annuity, when you retire sometime in your 60ís, you can set yourself up for great retirement income. You can go see the places you have never seen and enjoy life, you can do nice things with your family, you can take a cruise, etc.

When someone retires, they draw social security income. Working with Medicare clients, we see many people who only have their social security check and savings to live on for the rest of their lives. Often, this is not enough. If you invest in an annuity now, you can set yourself up with significant income for you and your family for the rest of your life.